Could this house be hard to insure?
Ask early enough that the answer is useful.
Ask the insurer, not the Realtor
I can help identify questions. An insurance professional should tell you whether a carrier will write the policy, on what terms and at what cost.
Roof condition, older systems, prior damage and unusual property features can raise underwriting questions depending on the carrier and policy. Requirements change, so get a real quote instead of relying on somebody else’s old experience.
Your lender may have insurance requirements too.
Looking at one right now?
Send me the address and what you’re trying to figure out.
Already have a real estate agent helping you buy a home? Send this house to that agent. Don’t have an agent helping you buy yet? Send me the address. I can help.
